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Our Rights
A security deposit is the only deposit that landlords can legally ask for when you sign a lease, and is generally collected alongside your first month’s rent. According to NY General Obligations Law §7-108, a security deposit:
Cannot exceed the cost of one month’s rent
Cannot be used to pay rent, except for rent debt that remains after your lease is up
Must be returned within 14 days of your move-out.
If any money has been deducted, you are owed an itemized list of these deductions within the same 14 days. If a landlord does not do either of these, they forfeit any right to the deposit, regardless of how damaged the apartment is, and must give it all back to you.
If your lease says otherwise, that clause is illegal and unenforceable, according to NY GOB §7-108 (3).
Must include any interest your landlord earns holding your security deposit on top of the original deposit when they return it to you, if you live in a building with 6 or more units.
If a landlord wrongly withholds some or all of your security deposit, Small Claims Court may award you up to three times the value of the withheld amount.
For information on other kinds of deposits, which are all illegal, please see the Finding Apartments & Signing Leases section of this guide.
The truth is, despite New York having fairly strong security deposit laws, it still is not good about protecting tenants’ rights to our security deposits if we don’t follow its specific procedures when moving in. Luckily, most landlords can afford to lose a deposit, and would rather do so than deal with public shaming or going through an expensive litigation process — if they are pressured by organized power. Speak to your neighbors and/or contact your local tenants organization to get started on building and exercising the necessary power — Ithaca residents can contact ITU’s Organizing Help Line.
📫 ITU has template letters and can help Ithaca-area tenants request return of their security deposit.
When Your Landlord Can & Can’t Deduct From Your Security Deposit
The following two lists are based on NY General Obligations Law §7-108
Your security deposit CAN be deducted for:
Damage you do to the space that goes beyond wear and tear, like large holes in the wall, significant carpet stains, broken fixtures, or cracked windows and tiles.
Cleanup that could be done by you before move-out and would not reasonably need to happen after every move-out, like trash or furniture left behind, dirty ovens or stoves, and dirty bathrooms or floors.
Undoing modifications you make to the apartment for reasons other than disability access, such as painting walls a new color or installing pegboard in your kitchen.
Your security deposit CANNOT be deducted for:
Damage or disrepair in the unit that is not your fault, such as structural mold, holes in floors, broken pipes/faucets, water damage due to poor plumbing, etc. — even if they accumulate while you live there.
“Normal wear and tear” like scratches on walls or floors, holes from hanging pictures, chipped paint, and other things that inevitably accumulate over the years.
Cleaning that refreshes the space for new tenants, which would reasonably need to happen after every move-out, like carpet steaming, repainting or touching up walls you haven’t painted over, and removing dust.
Even if your landlord is deducting from your security deposit for a legitimate reason, they must give you an itemized list of their costs within 14 days of move-out or they need to return your full deposit, and possibly more. Landlords must charge normal market rates for cleaning or repair work.
How to Get Your Wrongly Held Security Deposit Back
The first step is to write a letter, preferably signed by other tenants who rent from that landlord and/or your local tenants organization (Ithaca residents can contact the ITU Organizing Help Line for both) that notifies them of their wrongful withholding and threatens to take them to Small Claims Court if you don’t receive the deposit by a certain date.You can also find success in asking tenants who replace you to withhold rent until the landlord returns your deposit.
GOING TO SMALL CLAIMS COURT
To initiate a claim, fill out this form and bring it to your local civil courthouse. If you need help filling it out or getting it to the courthouse, contact your local tenants organization.
Small Claims Court is designed to be simple. You can sue another person without having a lawyer represent you. If your landlord refuses to give back your deposit because he or she claims that you damaged the apartment, you should bring witnesses, photos and other evidence with you to court to prove that you did not cause the damage. If your landlord refuses to give back your deposit because he claims that you owe back rent, you should bring with you to court copies of rent receipts, money orders and canceled checks that you used to pay your rent.
The Court may award you damages for any part of your security deposit that should have been returned, and in the City of Ithaca can award you up to triple the amount of the wrongfully withheld deposit. If your landlord didn’t follow the rules described above, or mixed your deposit with the landlord’s own money, you should make sure you tell this to the court. The court may decide that by violating these rules the landlord forfeited any right to keep any portion of your security deposit. If you rented the property after July 14, 2019, and the landlord willfully violated the security deposit rules, the court may also award punitive damages that are twice your actual damages.
If you go to Small Claims Court, the landlord can sue you for any amounts that the landlord believes you still owe after the security deposit has been deducted. This means that the landlord could be awarded a judgment against you, if the Judge decides that the landlord’s evidence is stronger and more convincing than yours.
Disability-Related Modifications
Your landlord cannot deduct from your security deposit for any reason related to disability-related modifications you’ve made or had them make to the apartment. For more information, see the Disability-Related Laws section.
Security Deposit Protocols During Move-In/-Out
When you move in, be sure to get the landlord's name, address, and phone number. Find out who you should contact for repairs.
Your landlord is required to offer to conduct an inspection of the apartment with you. The inspection should happen before you move in, and the landlord or the landlord’s agent must be present. You should agree to this inspection and ask for it if they don’t offer. After the inspection, the landlord is required to create a written agreement noting any damages to the apartment that existed before you moved in. If there is any dispute later about the damage, this agreement will be allowed as evidence. You should carefully inspect the apartment. Inspect it with your landlord and a third person as a witness. Use a checklist to note any problems you see. For example, if you see a hole in the wall or a cracked window, write it down. If you can, take photos or videos. These items should go into the written agreement with your landlord. Taking these steps will protect you when you move out. Your landlord will not be able to keep your security deposit to pay for damage that existed when you moved in.
Before you move out, you should have a witness inspect the apartment with you again. If you can, take photos or videos.
Move-In/-Out Inspection Checklist
You can use a checklist that you make up; this one is just a general suggestion. After each item, leave enough room to write what you saw. If you can, make two columns. One is for when you move in, and the other for when you move out. Include the following items:
GENERAL
Doors, locks, windows, window screens, furnace, basement, carpets, curtains, window shades, entryway, yard
KITCHEN
Refrigerator, stove, oven, sink, counters, cupboards and drawers, floor, walls, plumbing
BEDROOMS
Closet, floor, walls, ceiling, light fixtures
BATHROOMS
Sink, toilet, tub, shower, tiles, plumbing, floor, walls, fixtures and towel bars, cabinets, mirror
You, the landlord, and any witnesses should sign and date the list. Be sure to include all damages listed in the checklist in the written agreement after the inspection. Do this after both the inspection when you move in and the one when you move out.
This guide is a living document, and may be subject to change. It contains general information on your rights as a tenant in upstate New York, and is not a replacement for legal advice from an attorney. To get specific legal advice or representation in court, Tompkins County residents can speak to the Tenants Legal Hotline. Other upstate residents can contact LAW NY.